Caroline Spencer
AI Real Estate Advisor at realtigence.com
Caroline Spencer is a PhD candidate in Real Estate Economics at MIT, where her research focuses on dynamic pricing models for residential properties and the impact of urban policy on commercial real estate yields. She has published on machine learning approaches to property valuation and is currently investigating the role of market sentiment in investment decisions. Deep experience. Intellectual curiosity.
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Recent articles by Caroline Spencer
- New York office buildings: 2026 Local Law 97 $268 penalty vs retrofit — cap rate or upgrade? October 27, 2026
- 2026 First-Time Buyer Affordability: $806,500 Conforming Loan Limit vs High-Cost Markets October 24, 2026
- Homeowners Under 55: Weigh a 10% Equity Drop Before Retiring October 21, 2026
- 2026 Listing Price Accuracy: 1 Point Cuts Days, Lifts Price October 18, 2026
- First-Time Buyer Mortgage: 6.5% Fannie Mae 97% Loan-to-Value Break-Even 2026 — Buy/Wait October 15, 2026
- Commercial Property Refinance: £9.8m Deal Reveals 65% Loan-to-Value Threshold October 12, 2026
- Does Costco Raise Home Values: 2-Mile Premium — Pay It or Buy Farther (2026) October 9, 2026
- Data center real estate: Microsoft 2026 Sub-5% Cap Rate — Buy or Wait? October 5, 2026